Story image

Practical tips to keep yourself safe from cybercriminals

20 May 2015

With cybercriminals always on the lookout for new ways to scam consumers, and kiwis increasingly shopping online, Mastercard is encouraging Kiwis to take simple steps to protect their personal information when shopping online.

Peter Chisnall, MasterCard New Zealand country manager, says Kiwis should remain vigilant about where we share personal information.

Chisnall says using a MasterPass connected digital wallet can also help ensure payment transactions are safe.

The digital wallets can be used on smartphones, tablets, laptops and desktop computers and one set up the user’s credit, debit or prepaid card information is securely stored in one location simplifying the process of completing a transaction by removing the need to enter payment and delivery details everytime a purchase is made.

“Using MasterPass means customers don’t need to give their payment and shipping details to multiple retailers across the internet, and works with your bank so personal details are stored securely,” Chisnall says.

Tips for safer online shopping:

- Pay using a digital payment option such as MasterPass.

- Guard your privacy and do not disclose personal information unless you know who is collecting it and how it is being used. Some websites sell customer information to third parties, so check the small print and opt out of sharing your information if you don’t want other people to use it.

- It’s not difficult to set up a page on the internet, so the onus is on you to do some background research on the retailer you are buying from, especially if they are not a familiar brand name or you have not come across their website before.

- Use a secure browser as it encrypts the purchase information you send over the Internet, making the transaction more secure. The majority of browsers do this as standard.

- Ensure you have antivirus software loaded on all your devices, including your PC, tablet and smartphone and regularly download security updates. Most of us update software for our computers but rarely ever for our smart devices.

- Making purchases using a credit or debit card is often safer as liability for unauthorised charges is limited. As a customer, it’s your responsibility to inform your financial institution if you become aware of or see an unauthorised transaction on your card, or if your card is lost and stolen.  

- Many financial providers also put an extra level of security on online purchases which protects the cardholder’s confidential information. This is usually done by submitting an additional password known only to the cardholder, for example with MasterCard SecureCode. It provides enhanced protection against the risk of credit or debit account numbers being accessed by fraudsters in cyber space, taking online security to a whole new level. 

- Keep records of transactions and payments online. Remember to check payment details before submitting the final payment; check the returns policy and data protection cover. Finally, print out a copy of the transaction, get a copy emailed directly to you, and make sure that the amount matches on your statement at the end of the month.

Samsung & Trade Me offer AI-powered shopping
The smartphone camera & AI-powered tech, Trade Me says, is a ‘glimpse into the future of shopping’.
Neill Blomkamp's 'Conviction' is a prequel to BioWare's Anthem
You may remember Neill Blomkamp’s name from such films as District 9, Chappie, and Elysium. If you’ve seen any of those films, the short teaser trailer will seem somewhat familiar to you.
Security flaw in Xiaomi electric scooters could have deadly consequences
An attacker could target a rider, and then cause the scooter to suddenly brake or accelerate.
617 million stolen records up for sale on dark web
It may not be the first time the databases have been offered for sale.
IBM’s Project Debater unable to out-debate human
At this incredible display of technology, the result was remarkably close but the human managed to pip the machine in this instance.
LPL to broadcast weekly programming on Sky Sports
Let’s Play Live (LPL) has now announced it will broadcast weekly programming for the rest of 2019 on the Sky Sports channel from Sky TV. 
When hackers get the munchies, they just steal McDonalds
What happens when hackers get the munchies? Apparently in Canada, they decide to put their ‘hamburglar’ gloves on and go after unwitting people who happen to use the McDonalds app.
The smart home tech that will be huge in 2019
For millennial home buyers, a generation for whom technology has been ever-present, smart systems are the features they value above everything else.